Budget Lexicon

Tips for living a fabulous life on a budget

Sorry Little Bro, Budget Presents From Your Sis Require Blog Pics June 17, 2008

Filed under: accessories,fashion — budgetlexicon @ 12:57 pm
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H&M 80’s Inspired Tee – $14.00

H&M Polo Shirt – $15.00

H&M White Sunglasses – $7.80

H&M Aviators $7.80

It was my brother’s Bday a month ago and my family finally had the chance to get together last weekend for birthday celebrations and Father’s Day.

My brother just graduated from college and has limited money to spend on clothes. For his Bday, I thought that I would get him some trendier pieces from H&M to wear outside work. I was kinda nervous buying him a purple shirt and 80s inspired tee, but he really liked them. I knew he would like the glasses – he has always been kind of a ham.


Saving Money Tip – Reduce Your Number of Fill-Ups June 16, 2008

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I was utterly horrified this weekend when I filled up my tank and it was $46.01.  I know that this is relatively inexpensive compared to others, but seriously $50.00 on gas!?!?! Here are a couple tips for saving money on gas.

  1. Run errands during your commute.  I try to run errands on my commute to and from work – dry cleaning, grocery shopping, laundry, framing, and tailoring.  When you are stuck in traffic, pay attention to your surroundings. It will surprise you how much you can get done without making an extra trip.
  2. Clean out your trunk.  Carrying around extra weight reduces your car’s gas mileage.  Clean out any unnecessary cargo and see your gas mileage go up.
  3. Get your get oil changed and tire pressure checked.  Regular oil changes and optimal tire pressure increase your car’s gas mileage. Make sure to get your oil changed and tire pressure checked every 3,000 miles.
  4. Accelerate slowly.  Acceleration uses the most gas, when you accelerate slowly you can make your fill up last longer.
  5. Open the windows. For short trips around town, open the windows instead of using your air conditioning.  

Yay! Old Navy Candles, Soap & Lotion June 13, 2008

Filed under: beauty — budgetlexicon @ 11:21 am
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Old Navy On SCo Soap – 2/$5.00,

Old Navy On SCo Lotion/Bath Gel – 2/$10

Old Navy On SCo Small Candles $5.50/each

I am the reason why companies put so money into packaging and ad campaigns…I like my all my purchases to be “pretty.” As a kid, I remember thinking that I liked my birthday presents better wrapped because they looked nicer.

I was totally shocked when I went into Old Navy this weekend and found soap, candles, and lotion in the most adorable packaging and on sale! The soap was 2 for $5.00, lotion/bath gel 2 for $10 and candles $5.50/each. All of these products smell great and make the perfect gift for any girlie girl. The only drawback is they are not available online.


My Fav Summer Budget Cocktail June 12, 2008

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Trader Joe’s Prosecco – $5.99

Assorted Fruit Juice – $2.99

One of the best things about summer is all the warm weather BBQ’s and parties. My favorite budget cocktail to serve or bring to a party is the mimosa.  Its refreshing and fruity flavor pairs well with fruit, light pasta, or cheese.  I love using mango, peach, and mixed juices in this drink – it adds a next twist on an old favorite.  Trader Joe’s Prosecco makes a great sparkling wine for mimosas.  At $5.99 a bottle you can bring a couple bottles and be the hit of the party.  



Does Your Wallet Inspire Goovy Feelings? June 11, 2008

Filed under: fashion — budgetlexicon @ 12:46 pm
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Forever 21 Wallet – $7.80

Many of this summer’s fashion trends have been inspired by the 70’s – long maxi dresses, global/tribal themes, wood accessories, and retro floral prints.

While I was not looking for a new wallet, I fell in love with this 70s inspired wallet over the weekend. Looking at it makes me smile and for $7.80 – I could not resist.


A Present For You, Means A Present For Me June 10, 2008

Filed under: fashion — budgetlexicon @ 1:01 am
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Forever 21 Warm Weather Scarf – $9.90

I ventured to the Bev Center this weekend to pick up a few gifts and ended up leaving with a few gifts for myself.  The good thing about shopping at places like H&M and Forever 21 is that you really can’t do that much damage to your bank account.

I love this scarf because it is soft and light. The color of is really vibrant and beautiful in real life.  I am planning to pair it with my fav white button down, leggings, and gladiators.  


Saving Money Tip: Don’t Waste Money On Stupid Things June 9, 2008

Filed under: saving money tips — budgetlexicon @ 12:54 pm
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One of the easiest ways I found to save a significant amount of money is to start considering every purchase decision an investment. Once I did this, I realized how much money I was spending because of poor planning and convenience. Here are some ways that I have cut costs:

  1. Pay bills online. While some banks charge you a monthly fee – it is definitely cheaper than one late fee.
  2. Check your accounts everyday. This is similar to the old school method of balancing your check book. It can prevent you from over drafting your account and help you catch mistakes/identity theft.
  3. Make your lunch. Is it really worth $50/week to eat lunch in an hour with co-workers or at your desk?
  4. Make your own frozen dinners. When making a dinner that you can easily freeze (like chili), double the recipe and save half in single serving containers. This way, you can defrost on nights you don’t feel like cooking.
  5. Return things. If you end up buying something that you don’t use, return it! Even if it is just store credit, it better than having your money invested in something you don’t use.
  6. Save your warranties/receipts for large purchases. I have had two big things break that were under warranty in the last year – my ipod sound system and $200 hair straightner. The company usually makes you pay for shipping and some times charges more if you do not have a reciept. But it’s way cheaper than replacing your expensive items.
  7. Evaluate Your Monthly Services. Do you really need a phone line if you only use your cell phone? How many times do you go to the gym? How many movies do you watch?